Home emergency insurance is an optional cover designed to protect your property when essential services such as electricity, plumbing, or heating suddenly fail and your home becomes uninhabitable or requires immediate attention. It provides rapid support at a critical time, helping to minimise disruption and risk to you and your family.

This type of policy typically covers emergency assistance to:

• Make the home safe and secure
• Prevent damage or further damage to the property
• Relieve unreasonable discomfort or risk to the household
• Restore essential services, including electricity, gas, or water, following a total failure